Currently available in the United States; coming soon in 31 countries in Europe.

Currently available in the United States; coming soon in 31 countries in Europe.

Currently available in the United States; coming soon in 31 countries in Europe.


Not currently supported on BlockCard; data on currently unsupported cryptocurrencies is included for your convenience.

Monero (XMR), written with CryptoNote, was launched in 2014 to offer greater privacy to its users over other cryptocurrencies. Like the origins of Bitcoin, XMR began as a small online community and grew over time, quietly gaining market share and credibility.

Monero was one of the first cryptocurrencies to offer considerable advances in privacy over other alternatives. Monero uses three technologies to allow users to send and receive crypto without their data being made available to other users on the blockchain: stealth addresses, ring signatures, and fungibility.

With the offering of stealth addresses, users of XMR can create one-time accounts to use for each transaction. No one other than the sender and receiver of payment can gather any information about the deal. Every holder of Monero gets a private view and spend key along with a public address.

Using ring signatures, Monero mixes the individual digital signature of every XMR transaction with other users’ signatures on the blockchain. Every purchase gets an additional ten signatures added to the original, making it difficult for anyone to see who spent or received the coin.

RingCT was introduced in 2017 and is used to hide the exchange amounts of each transaction on the blockchain. These transactions can have many inputs and outputs while still protecting the users’ anonymity and guarding against double-spending.

XMR is entirely fungible, meaning that each piece of the crypto has an equivalent worth to every other part. Fungibility is an essential financial concept that is important to have when investing in any crypto. Monero can be exchanged on a 1:1 basis and retains the same value no matter the denomination.

Do you want to learn more about XMR and other cryptocurrencies? Check out BlockCard, where buying and spending crypto is made easy!

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